Paycheck Calculators by State
Every FigWage state paycheck calculator in one place. Pick your state to see your 2026 take-home pay with the rules that actually apply where you work.
Why your state matters
Part of every American paycheck is the same everywhere: federal income tax withholding, plus Social Security and Medicare (FICA). Your employer works those out from the same IRS rules no matter where you live.
The state layer is where paychecks start to differ. Some states tax your wages on top of the federal tax, and some do not tax wages at all. A handful of cities — New York City and Yonkers are the big ones — add a local income tax of their own. And some states take employee premiums straight out of your pay for programs like paid family leave, disability insurance, long-term care, or unemployment insurance. Two people with the same salary and the same W-4 can take home noticeably different pay purely because of the state on their pay stub.
FigWage has dedicated calculators for 11 states today, in two flavors: full state-tax calculations for California and New York, and the nine states where there is no state income tax on wages at all — so the federal calculation is the whole story, apart from a couple of state premium deductions worth knowing about.
States with full state-tax calculations
These calculators run the complete state calculation, using each state's official 2026 method — not a flat guess.
- California Paycheck Calculator — state income tax calculated with the official EDD method, plus the 1.3% SDI employee deduction that funds disability insurance and Paid Family Leave. California even taxes your 401(k) contributions at the state level.
- New York Paycheck Calculator — state income tax plus the New York City and Yonkers local income taxes where they apply, and the employee Paid Family Leave premium that comes out of every New York paycheck.
No state income tax on wages
In these nine states, no state income tax comes out of your paycheck — only federal tax, Social Security, and Medicare. A few states still deduct small employee premiums, noted below.
- Texas Paycheck Calculator — no state income tax, and no city or county wage tax either. The Texas constitution has barred a personal income tax since 2019.
- Florida Paycheck Calculator — no state income tax on wages and no local income taxes; federal tax and FICA are the whole deduction story.
- Washington Paycheck Calculator — no income tax on wages, but employees do pay premiums for WA Paid Family & Medical Leave and for WA Cares, the state's long-term care program.
- Nevada Paycheck Calculator — no state income tax on wages; only federal tax, Social Security, and Medicare come out.
- South Dakota Paycheck Calculator — no state income tax on wages, so your take-home is the pure federal calculation.
- Alaska Paycheck Calculator — no state income tax, but Alaska is one of the few states where employees contribute to the unemployment insurance fund, so a small deduction still appears.
- Tennessee Paycheck Calculator — no state income tax on wages; Tennessee's old tax on investment income never applied to paychecks and has been fully repealed.
- Wyoming Paycheck Calculator — no state income tax on wages and no local wage taxes; federal tax and FICA only.
- New Hampshire Paycheck Calculator — no tax on wages. New Hampshire's former tax on interest and dividends was repealed at the end of 2024, so paychecks are federal-only.
Take-home pay on a $60,000 salary, by state
Same worker, same pay, eleven states. Assumptions: a $60,000 annual salary, single filer, paid every two weeks (26 paychecks), no pre-tax deductions and no W-4 adjustments.
| State | State income tax on wages | Take-home pay per year |
|---|---|---|
| California | Yes — state tax, plus 1.3% SDI | Varies — see calculator |
| New York | Yes — state tax, plus NYC/Yonkers local tax and Paid Family Leave | Varies — see calculator |
| Texas | None | $49,147.80 |
| Florida | None | $49,147.80 |
| Washington | None | $49,147.80 |
| Nevada | None | $49,147.80 |
| South Dakota | None | $49,147.80 |
| Alaska | None | $49,147.80 |
| Tennessee | None | $49,147.80 |
| Wyoming | None | $49,147.80 |
| New Hampshire | None | $49,147.80 |
The nine no-income-tax states share one figure because, with no state tax in the way, the same federal withholding and FICA math applies in all of them: $1,890.30 per paycheck, $49,147.80 over a full year. The California and New York numbers depend on the full state (and, in New York, city) calculation, so their pages work them out properly instead of quoting a single figure here. One honest footnote: the shared figure is federal tax and FICA only — in a real Washington paycheck, the Paid Family Leave and WA Cares premiums would also come out, and in Alaska the employee unemployment insurance contribution would too. Each state page shows its own full breakdown.
More state tools
Comparing pay across states usually starts with the wage itself: the Minimum Wage by State page lists the 2026 minimum wage for all 50 states. And if you want the general calculator with a state selector for California, New York, Texas, and Florida, start with the main Paycheck Calculator.
Frequently asked questions
Which states have no income tax on wages?
Nine states do not tax wages at the state level: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. FigWage has a dedicated paycheck calculator for each of them. New Hampshire taxes no wages (its former tax on interest and dividends was repealed at the end of 2024).
Does FigWage have a paycheck calculator for all 50 states?
Not yet. FigWage covers 11 states today: California and New York with full state-tax calculations, plus the nine states with no income tax on wages. More states are being added. For other states, the main Paycheck Calculator still works out your federal income tax and FICA, which are the same everywhere.
Why does take-home pay differ by state?
The federal layer — income tax withholding, Social Security and Medicare — is identical in every state. The differences are all at the state and local level: some states tax wages and others do not, a few cities such as New York City and Yonkers add a local income tax, and some states deduct employee premiums from your pay, like California's SDI, New York's Paid Family Leave, Washington's Paid Family Leave and WA Cares premiums, and Alaska's employee unemployment insurance contribution.
Is take-home pay the same in every state with no income tax?
For taxes, yes. With no state or local wage tax, only federal withholding and FICA come out, which is why a $60,000 salary for a single filer paid every two weeks works out to $49,147.80 a year in all nine no-income-tax states before other deductions. Real paychecks can still differ a little: Washington employees pay Paid Family Leave and WA Cares premiums, Alaska employees contribute to unemployment insurance, and pre-tax items like 401(k) contributions change the federal piece.
What comes out of every paycheck, no matter which state you work in?
Federal income tax withholding, based on your Form W-4, plus FICA: Social Security at 6.2% on wages up to $184,500 in 2026, and Medicare at 1.45% on all wages, with an extra 0.9% Medicare withholding on wages from one employer above $200,000. Anything beyond that — state tax, local tax, state premiums — depends on where you work.
Estimates for general information only — not tax, legal, or financial advice. Federal method: IRS Publication 15-T (2026). Social Security wage base 2026: $184,500 (SSA). See our methodology & sources.