Paycheck Calculator

Your estimated take-home pay for 2026 — federal tax plus your state's tax, including local taxes where they exist (New York City, Yonkers, California SDI). Pick your state, type your pay, and the answer updates as you go. Everything runs in your browser.

Which state do you work in? How are you paid?

Yearly salary ($ before taxes)

Pay schedule

Filing status (from your W-4)

Pre-tax deductions per paycheck (401(k), health premiums — $)

Advanced — W-4 adjustments (optional)

I checked the box in Step 2 of my W-4 (two jobs / working spouse)

Other income — W-4 Step 4(a) ($ per year)

Deductions — W-4 Step 4(b) ($ per year)

Tax credits — W-4 Step 3 ($ per year)

Extra withholding — Step 4(c) ($ per paycheck)

Wages already earned this year before this paycheck ($ — used for the Social Security limit and the NY Paid Family Leave cap)

Your estimated take-home pay

$0.00

per paycheck

Gross pay	$0.00
Pre-tax deductions	−$0.00
Federal income tax	−$0.00
Social Security (6.2%)	−$0.00
Medicare (1.45%)	−$0.00
Take-home pay	$0.00

State pages with more detail

Each state page explains that state's quirks in plain English: the California Paycheck Calculator (why California taxes your 401(k), and the 1.3% SDI), the New York Paycheck Calculator (NYC and Yonkers taxes, Paid Family Leave), Texas and Florida (no state income tax at all). More states are on the way.

How this calculator works

Federal withholding follows the IRS's official method (Publication 15-T for 2026): your pay is annualized, adjusted for your W-4 entries, taxed through the official withholding schedules, then divided back into paychecks. State withholding uses each state's official method — California's EDD Method B and New York's NYS-50-T Method II, both from the states' own 2026 publications. Social Security and Medicare use the statutory FICA rates and the 2026 Social Security wage base ($184,500). Full sources are on our methodology page.

Estimate for general information only — not tax, legal, or financial advice. See our methodology & sources.